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Curaechoice FAQs

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Not insurance—a benefit that works alongside the plan you already have.

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Getting started.

What is Curaechoice?

Curaechoice is a benefits optimization program. It helps employees and their families get $0-cost medical, pharmacy, dental, and vision care. You pay no copays, no deductibles, and no coinsurance when you use participating providers within the Curaechoice program.

Hear the welcome episode

Is Curaechoice health insurance?

No. Curaechoice is not health insurance and does not replace your employer’s health plan. It works alongside your existing insurance to reduce or eliminate out-of-pocket healthcare costs.

High deductible vs. copay

How is Curaechoice different from a no-copay plan?

Unlike no-copay plans that still include deductibles and coinsurance, Curaechoice eliminates all out-of-pocket costs and covers all four major care areas: medical, pharmacy, dental, and vision services.

Why “covered” can still feel risky

Billing & costs.

What does “No-Cost Healthcare” mean?

No-Cost Healthcare means exactly that. Eligible services cost you $0: no copays, no deductibles, no coinsurance, and no surprise bills when you use participating providers within the Curaechoice program.

Why is health insurance so complicated?

What services are covered at $0 cost?

You can get medical care, prescription medications, dental services, and vision care at no cost, in line with your employer’s program design.

Guides for every part of the body

Does Curaechoice cost employees anything?

No. Employees do not pay extra to use Curaechoice. You continue your regular payroll health deduction, if applicable, while Curaechoice eliminates out-of-pocket costs at the point of care.

Maximum out-of-pocket vs. deductible

Access & support.

Is Curaechoice available nationwide?

Yes. Curaechoice works with national provider networks and continues to expand access across the United States.

Our growing partner network

Who can use Curaechoice?

Employees enrolled through their employer—and often their eligible dependents—can access Curaechoice services across medical, pharmacy, dental and vision.

How Curaechoice works for members

Who do I contact if I have questions?

Members can contact Curaechoice Member Support for help with providers, prescriptions, dental and vision care, and general benefits questions.

Member Support
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Make your care easier to use.

Whether you're finding care or have a question about your Curaechoice benefit, we'll help you find the next step.