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Corey M., 33 · Medical
Medical stories

Medical · Member story · May 29, 2026

Pediatric Emergency Care, Hospitalization, Surgery, Diagnostic Testing

The costs

  • Cost with insurance: $10,000–$25,000+
  • Cost without insurance: $30,000–$75,000+
  • Cost with Curaechoice: $0 for in-network care

Corey’s Medical Experience

Corey first truly learned what Curaechoice was during a medical emergency involving his youngest child. At the time, his son was just ten months old. What began as a routine illness quickly escalated into a life threatening situation.

After being picked up from daycare with a fever, Corey’s son became increasingly lethargic over the weekend. He stopped eating, barely drank fluids, and was unusually passive. By Monday, Corey’s wife knew something was seriously wrong. Because it was during the COVID period and they could not get into their pediatrician, she took him to urgent care and was immediately told to go to a leading children’s hospital in the area.

At the hospital, doctors discovered a severe infection. His son tested positive for strep in his bloodstream, a rare and dangerous condition. The infection settled into his hip joint, requiring emergency surgery. Doctors had to surgically drain the infection and insert a drain tube—twice in three days.

“He was just a baby,” Corey said. “He couldn’t tell us what was wrong.”

Curaechoice was like a weight lifted off our shoulders.
Corey M.

During the hospitalization

Corey’s wife—who works in a medical office and handles insurance regularly—began reviewing their coverage. They knew they had Curaechoice through Corey’s employer, but until then, they hadn’t fully understood how it worked. As she dug into the details, she realized Curaechoice could help cover large portions of what their traditional did not.

“It was like a weight lifted off our shoulders,” Corey said.

Curaechoice helped absorb the majority of costs related to the emergency care, hospital stay, surgeries, and testing they were far less than the tens of thousands they feared. “We thought we were going to owe $10,000 or more,” he said. “Thanks to Curaechoice we did not.”

Today, Corey’s son is healthy and active, with no lasting effects from the ordeal. The experience changed how Corey views healthcare. Knowing Curaechoice was there during the worst moment of his family’s life gave him confidence to use it going forward—not just in emergencies, but for everyday care.

We thought we were going to owe $10,000 or more and thanks to Curaechoice we did not.
Corey M.

Corey M.'s benefits with Curaechoice

  • Emergency and Hospital Care Coverage. Curaechoice helped cover ER care, hospitalization, surgeries, and diagnostic testing for Corey’s infant son.
  • Financial Protection During Crisis. Major medical costs were reduced to a minimal amount.
  • Confidence Using Care. Corey’s family was able to focus on their child’s recovery rather than medical bills.

*Actual member testimonial; member’s name has been changed to protect their confidentiality.

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