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Keisha, 44 · Medical
Medical stories

Medical · Member story · May 29, 2026

Accessing Affordable and Efficient Medical Care + Dermatology Needs + Sleep Disorder Requiring Ongoing Treatment

The costs

  • Cost with insurance: $50–$55 per visit
  • Cost without insurance: $200+ per visit
  • Cost with Curaechoice: $0

Keisha’s Medical Experience

Keisha began using Curaechoice medical benefits after enrolling through her employer and quickly noticed a difference in how care was delivered and paid for. She described her experience as straightforward and efficient, particularly compared to insurance-based visits that often require repeated copays and frequent appointments.

One of Keisha’s early medical experiences involved a visit to an urgent care or medical center for an injection. She completed her paperwork and check-in online before arriving. When she got to the office, staff told her she did not need to take additional steps or provide extensive documentation.

Instead, she simply showed her Curaechoice app, and the office handled the rest. From arrival to being taken back for care, she estimates the total time was less than 30 minutes.

That efficiency stood out to her. “Next thing I know, I was sitting there, and I was called to the back,” she explained. The visit felt streamlined, with no prolonged waiting or confusion about coverage. Importantly, she did not have to pay out of pocket for the visit, which reinforced her confidence in using the program again.

Curaechoice has been the best thing ever.
Keisha

Keisha also described using medical care for dermatology

Referencing it as part of the medical services she had accessed. While she did not go into condition-specific detail, she noted that her experiences with Curaechoice supported providers were consistently positive. She contrasted this with other scenarios, where copays and deductibles often discourage people from seeking care promptly.

In addition to these visits, Keisha manages a sleep-related condition that requires ongoing treatment. She explained that she takes medication daily to stay awake while working and sees a sleep study doctor periodically. Some of her providers for this condition are outside the Curaechoice-supported options, and those visits come with copays of $50 to $55 each time. Over time, those charges add up, especially when providers push for appointments every couple of months.

“That adds up really quickly,” she noted. She compared this to the care she receives through Curaechoice, where she does not feel pressured into unnecessary visits simply to maintain prescriptions or documentation. Being able to limit appointments to what she feels is medically reasonable—such as twice a year instead of every two months—has been important to her.

Despite that learning curve, Keisha’s overall assessment of Curaechoice medical care is highly positive. She emphasized that the biggest difference is financial. Not having to worry about copays, deductibles, or surprise bills allows her to focus on her health rather than the cost of accessing care.

“It’s the best thing ever,” she said. For Keisha, Curaechoice medical benefits have removed barriers that previously made routine care feel burdensome and expensive.

Curaechoice has eliminated those out of pocket costs.
Keisha

Keisha's benefits with Curaechoice

  • Timely Access to Care Without Copays. Keisha was able to receive medical services without paying out of pocket at the time of care.
  • Faster, More Efficient Visits. Online check-in and simplified intake reduced wait times and administrative burden
  • Relief from Frequent, Unnecessary Follow-up Visits. Curaechoice-supported care allowed her to avoid repeated appointments tied to copays.

*Actual member testimonial; member’s name has been changed to protect their confidentiality.

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