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Sophia · Medical
Medical stories

Medical · Member story · September 3, 2025

Need for Better Healthcare Savings and Managing Family Healthcare Needs

The costs

  • Physical Therapy Average Cost: $70 to $160 Per Session**
  • Cost for Physical Therapy with Curaechoice: $0 Copay

Sophia's medical journey

Sophia learned about Curaechoice through a workplace toolbox provided by her employer, Mercedes-Benz. Although she didn’t have a pressing health concern when she enrolled, Sophia saw the program as a way to reduce the cost of copays and deductibles for routine care. After signing up, she gradually began using Curaechoice’s benefits, which have provided financial relief and expanded her care options. 

Her first experience with Curaechoice involved a visit to OS1, a subsequent physical therapy for general rehabilitation needs. Initially hesitant, Sophia trusted the recommendation of a Mercedes-provided doctor from Premise Health, who suggested Curaechoice for her treatment. This first experience proved pivotal, solidifying her trust in the program. “After I utilized it the first time, I had more trust in the whole process,” she shared. Sophia was pleased to find that her appointments were entirely covered by Curaechoice, saving her what she estimated to be at least $350 compared to her primary insurance. Encouraged by this outcome, she scheduled further appointments and continues to explore its benefits. In addition to medical visits, Sophia has utilized Curaechoice’s pharmacy program extensively, which she describes as a standout feature. Medications that would typically come with a copay through her primary insurance are entirely free through Curaechoice.

I truly appreciate the cost savings of Curaechoice.
Sophia

Coverage and satisfaction

While Sophia appreciates the financial relief and convenience Curaechoice provides, some of her needed services are not yet covered and she looks forward to the expansion in the coming years. Additionally, while her experience with member support has been minimal, Sophia noted that adding her children to her Curaechoice benefit was straightforward once she figured out the submission process. 

Curaechoice has changed how Sophia approaches healthcare for herself and her family. The financial coverage has given her peace of mind, allowing her to prioritize her health without hesitation. “I don’t feel like I need to question if I am hurt enough or sick enough to fill a prescription or see a provider in the network since I won’t be out of pocket for taking care of my health,” she explained. Sophia recommends Curaechoice as an excellent supplement to primary insurance, particularly for those looking to save on healthcare costs.


**See Data Source

It is a great benefit to have as an add-on to our primary insurance.
Sophia

Sophia's benefits with Curaechoice

  • Improved Trust Over Time: Greater confidence in the program over time.
  • Convenient Pharmacy Access: Zero-cost medications for herself and her family.
  • Cost Savings: Avoided out of-pocket costs for visits and medications, saving an estimated $350+ on treatments.

*Actual member testimonial; member’s name has been changed to protect their confidentiality.

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