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James, 58 · Medical
Medical stories

Medical · Member story · September 5, 2025

Needed a Hip Replacement

The costs

  • Hip Replacement Average Cost: **$30,700
  • Cost for Imaging, Scans and Physical Therapy with Curaechoice: $0 Copay

James's medical journey

James had long known that he would eventually require a hip replacement surgery. The pain and discomfort in his hip had been a constant companion for several years, making everyday movements like standing up and sitting down a struggle. Despite being aware of his inevitable need for surgery, James held off due to his belief that he was too young for such a significant procedure. He opted instead to manage the pain through various medications for arthritis and pain blockers.

However, two years ago, James’ condition worsened to a point where the pain was unbearable. He had no choice but to proceed with the surgery. Even though he chose to work with his existing out-of-network surgeon for the operation due to his established relationship with the doctor, Curaechoice played a crucial role in the process. As an employee of Mercedes-Benz, James discovered he was able to have all of his costs related to essential imaging and bone scans covered by Curaechoice, saving him thousands of dollars. 

Post-surgery, James utilized Curaechoice for his physical therapy, an experience he described as “great.” The initial months following his surgery were challenging, and the physical therapy sessions made a significant difference to his recovery progress. Curaechoice’s coverage of these sessions further alleviated James’ financial burden.

Today, at 58, James describes his pain at a Level 1. In the days prior to his surgery, he experienced pain that he described at a level 10! Although he does experience some stiffness and limited range of motion, he says he can now get on with his life free of pain. His journey with Curaechoice continues as he has been diagnosed with osteoarthritis in both his hips and is preparing for future surgery on the second hip.
I’m sure I saved thousands of dollars so far – medical expenses are outrageous.
James

Coverage and satisfaction

The financial relief provided by Curaechoice has allowed him to focus on his recovery rather than worry about the hefty medical bills. Now, James is looking forward to using Curaechoice’s network for more than just his hip condition. He plans to use the providers for routine check-ups and preventive care for both him and his wife. James’ experience with Curaechoice highlights the versatility and usefulness of the program. It has not only aided him in managing his specific medical condition but also in ensuring his overall well-being and that of his family.

Reflecting on his journey, James says: “The first six to eight months after surgery were rough and I was grateful that Curaechoice paid for the much-needed physical therapy. It’s been great for me so far, especially with the savings for me and my family. I’m looking forward to being able to find different types of providers in the network closer to me so we can use it more for personal and preventative care.”

Curaechoice has been great for me - especially with the savings for me and my family. I’m looking forward to being able to find different types of providers in the network so we can use it more for personal and preventative care.
James

James's benefits with Curaechoice

  • Markedly Reduced Pain Levels.
  • Reduced Fear About Future Health Care Costs.
  • Full coverage of Imaging, Scans and Physical Therapy.

*Actual member testimonial; member’s name has been changed to protect their confidentiality.

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