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Grant, 50 · Medical
Medical stories

Medical · Member story · March 10, 2026

Primary Care Access With Preventive Care Planning and Medical Cost Management

The costs

  • Cost with insurance: $1,500–$4,000+ annually
  • Cost without insurance: $4,000–$8,000+ annually
  • Cost with Curaechoice: $0

Grant’s Medical Experience

Grant began using Curaechoice earlier this year after hearing coworkers talk about their experiences. At first, he admits he and his family were unsure what to expect and did not fully understand how the program worked. “We didn’t really know what we were getting into,” he said.

Once Grant took a closer look, he realized Curaechoice offered access to multiple medical providers without copays or deductibles. That clarity made it easier to start using the benefit. One of the first changes Grant made was switching his primary care doctor.

His previous provider did not participate in Curaechoice, and rather than continue paying out-of-pocket, Grant decided to find a new general practitioner through the network. “That was a big deal for us,” he said.

The no copay part was very surprising.
Grant

Coverage and satisfaction

With Curaechoice, Grant felt more comfortable prioritizing preventive care and planning future procedures. He referenced colonoscopy care as an example of how Curaechoice supports important screenings without adding financial stress.

What surprised Grant most was how smoothly everything worked once he started using the benefit. The lack of copays stood out immediately. “The no-copay part was very surprising,” he said.

Before Curaechoice, even routine visits added up quickly. Now, Grant estimates that his family is saving about $120 per month by using Curaechoice for medical care.

Over time, his initial hesitation turned into confidence. Grant no longer questions whether the benefit is legitimate or whether providers will accept it. Instead, Curaechoice has become part of how his family approaches healthcare decisions.

For Grant, Curaechoice has delivered exactly what he hoped for: flexibility, affordability, and access to care without unnecessary financial barriers.

We didn’t really know what we were getting into but Curaechoice has been great.
Grant

Grant's benefits with Curaechoice

  • Freedom to Change Providers. Grant was able to switch primary care doctors when his previous provider did not participate.
  • No-cost Medical Visits. Copays and deductibles were eliminated for covered care
  • Confidence Using Care. Knowing visits were covered made it easier to move forward with preventive and routine care.

*Actual member testimonial; member’s name has been changed to protect their confidentiality.

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